Answer: Hi Syasya, thank you for your interest in our bike. Currently we are selling at $14,300.00 OTR inclusive of insurance coverage for age 31 years old and above with minimum 1 year riding experience. Base on your age and new licence, you will need to top up a $640.00 for the insurance difference. Minimum down payment will be $2,785.00. Monthly installments for 4 years will be $304.00. If you do need further assistance, you may contact me (BENJAMIN) at 9868 8999 / 6341 5378. Thank you.