Answer: Hi Khai, thank you for your interest in our bike. Currently Honda CB190R Repsol is selling at $14,500.00 OTR for 31 years old and above with minimum 1 year riding experience. For your age, you will have to top up a $112.00 on the difference. Minimum down payment with insurance top up will be $2,257.00. If you are going for in house financing, we will require 1 guarantor. Guarantor age between 21 to 55 years old working adult. Cannot be the same address as hirer. Subject to approval. If you do need further assistance, you may contact me (BENJAMIN) at 9868 8999 / 6341 5378. Thank you.