Answer: Hi Emirul, thank you for your interest in our bike. Current selling price is $14,800.00 OTR for 31 years old and above with minimum 1 year riding experience. Base on your information, you insurance premium will be $1,156.00 Which means you will have to top up a $856.00 on top of the down payment of $2,200.00. Total minimum down payment will be $3,056.00. If you do need further assistance, you may contact me (BENJAMIN) at 9868 8999 / 6341 5378. Thank you.